A: Contribution limits ticked up for subsequent yr, the IRS introduced. The utmost contribution is $3,600 for a person and $7,200 for household protection. (Folks 55 and older can save an additional $1,000.) HSAs, nonetheless, can be found solely with particular varieties of well being plans with excessive deductibles — at the very least $1,400 for particular person protection and $2,800 for household protection for 2021. Usually, your employer will specify if a plan is HSA-qualified.